Mr Jieying Xi is President of China Youth Press, one of the largest publishers in China. He is also Executive Vice President of China Youth and Children Research Association and Director of Acadamic Committee and Senior Researcher at China Youth and Children Research Center in Beijing, China. Mr Yunxiao Sun is Deputy Director and Senior Researcher at China Youth and Children Research Center in Beijing, China. He is also Vice President of China Youth and Children Research Association, Adjunct Researcher of China Academy of Social Science and national member of China Writer’s Association. Dr Jing Jian Xiao is Take Charge America Professor and Director of Take Charge America Institute for Consumer Financial Education and Research at the University of Arizona, Tucson, USA. He is also Editor-in-Chief of Journal of Family and Economic Issues. He served as President of Asian Consumer and Family Economics Association (2001-03) and President of American Council on Consumer Interests (2004-05).