Spend ’til the End: Raising Your Living Standard in Today’s Economy and When You Retire

- Financial planning is more important than ever: The recession has demonstrated that lifetime financial planning is essential if we are going to survive and overcome the shocks and bruises that the economy brings..

- Takes on the financial-planning e

Laurence J. Kotlikoff is a professor of economics at Boston University and president of Economic Security Planning, Inc. His company websites are ESPlanner.com and MaximizeMySocialSecurity.com. To learn more, visit GetWhatsYours.org.

Scott Burns is a nationally syndicated personal finance columnist distributed by the Universal Press Syndicate. He is an M.I.T. graduate and the author or coauthor of three previous books. He is also a founder and the chief investment strategist of AssetBuilder, an internet-based asset management firm that delivers optimized risk-measured index portfolios for investors. His company website is www.assestbuilder.com.