Daniel Merrick, Ph.D. is a disabled veteran of the US ARMY where he enlisted in 1979. After the Gulf War, Dan retired at the rank of Captain. In 1992 Dan found that waiting for military benefits while on Social Security and welfare was nowhere to be in life. By 1995 he had enough and started working a plan that consists of 14 rules he discovered most wealthy people follow to get and stay rich. Dan has compiled his life experience into a collection of real life practical tools to help anyone build wealth he calls 'Instructions To Money'. Dan debunks the hype merchants and shows what he did to get off welfare and build a prosperous future. Read how Dan went form welfare to millionaire using these definitive 'Instructions To Money'. After the Gulf War, Dan retired at the rank of Captain. In 1992 Dan found that waiting for military benefits while on Social Security and welfare was nowhere to be in life. By 1995 he had enough and started working a plan that consists of 14 rules he discovered most wealthy people follow to get and stay rich. These are practical tools to help anyone build wealth. This is what they don't teach in High School or College that can increase your bank account and your net worth. I went from welfare to millionaire using the principals in this book. Don't put off your dream another day. Order my book today and start making your goals and dreams come true. Rated 5 out of 5 Stars by Midwest Book Reviews and My Success Gateway. This is special updated second edition.