Debt, Grace and Happiness How to Become Debt Free on Your Terms

If debt has you in a straightjacket, this book is for you. It doesn't matter how difficult your situation is now, you can become debt free on your terms. By paying what you can, not what the creditors tell you to pay, and doing that with ease, you will no longer feel pressure and have more money available to you. If debt is the problem, this book is your answer.