THE AUTHOR BELIEVES: (IN HIS OWN WORDS) - Diligence is the mother of achievement. - No insurance company underwrites a policy for success. - The Almighty acknowledges hardship and rewards accomplishment in His own way. - When you fail, you gain experience. - Advancement tastes sweeter with sweat. - It is not HOW you start, it is WHAT you end up with. - Walking the pathway of progress. living and learning must hold hands. - Learning institutions do not hand out success on a silver platter at the commencement exercise.