Family Medical Planning

One medical crisis can change everything - for your family, your finances, and your future.

Family Medical Planning was written for families who want to be prepared before a health emergency turns life upside down.

Whether you are caring for aging parents, raising children, supporting a spouse, or managing responsibilities across multiple generations, this practical family medical book helps you understand how health decisions ripple through every part of family life - emotionally, legally, and financially.

Medical events don’t just affect one person. They affect caregivers, spouses, adult children, grandchildren, and sometimes entire businesses. For small business owners, employees often become a second family - and a medical crisis can quickly impact cash flow, operations, and long-term stability.

This easy-to-read guide helps families at every stage of life think through difficult conversations before they are forced to make decisions under stress.

Inside this family health book, you’ll learn:

- How caregiving for parents and loved ones can affect multiple generations

- What medical planning documents matter most - and why timing matters

- How insurance options fit into overall family health and well-being

- Ways to protect family stability and business continuity during medical crises

- How to build a realistic plan focused on health, well-being, and preparedness

Written in clear language without technical jargon or confusing abbreviations, this well-being and health guide is designed to be accessible, practical, and usable - not overwhelming.

Real-life experience shapes every chapter. I’ve seen the difference between families who planned ahead and those who were forced to react when it was already too late. I’ve also lived it personally, watching one medical event affect three generations.

Family Medical Planning helps you think through the ＂what ifs＂ now, so your family can face the future with clarity, confidence, and compassion.

A resource checklist at the end of the book allows you to personalize your plan and make notes as you work through each chapter.

Amy Rose Herrick launched Money With Amy in late 2014 to enable her to share her wisdom and expertise acquired in her 30-plus years of experience in the financial services field. She is a Chartered Financial Consultant (ChFC). Beginning in 1991 she expanded her professional expertise and ongoing licensing to include earning the title of Insurance Agent for Life, Disability, Critical Illness, Long Term Care and Air Ambulance coverage’s. During the same time she completed a career change from corporate clients to exclusively serving the needs of individual and a small business based clientele. Not satisfied that she had all the planning tools needed to advise clients to the best of her ability in changing economic climates, in the early 90’s she took the necessary training and ongoing educational hours necessary to secure her ability as a tax professional too. Her articles have appeared in numerous publications. Amy accepted short term assignments for regular newspaper columns on specific items of public interest now and then in addition to her private practice demands. She was selected to contribute two chapters to books that were collaborative efforts between multiple professionals in 2007 and 2010. In addition to her writing and other business activities, Amy is a dynamic public speaker who is able to engage with her audiences by breaking down complex concepts into manageable ideas that are easily understood using custom designed presentations. Amy’s planning expertise extends into situations that encompass corporate, individual and small business financial issues related to cash flow, debt structure, income tax reduction, charitable giving, business succession plans, mental or physical incapacity at any age, Life Insurance Settlements for unwanted policies and overall estate planning. Amy and her family relocated from the Midwest to call the beautiful island of St. Croix their family home in early 2011. Amy continues to serve a wide range of clients on the U.S. mainland coast to coast as well as clients residing in the US Virgin Islands. In her free time she enjoys traveling, photography and she has a flair for art.