He was born in Hala New on 01st. July 1940 to Haji Abdul Ghani Arbab alias Mohammad Parial Halo. He did matric in first division in 1956 from M.G.Government High School, Hala New, B.Sc. from D.J.Science College, Karachi and MBA from IBA, Karachi in 1966. He pursued with banking career both at domestic and international level for over 35 years in Pakistan and Switzerland, and retired at senior level. He qualified various banking courses and also attained various banking courses sponsored by Commercial Banks and World Bank such as: i."Project Appraisal and Financing" from IDA, Dublin, Ireland in August 1987 under World Bank Training Program, ii."Banking and Financial Management" from The Business School, City University, London in June 1989 under World Bank Training Program, He was nominated on some banking, finance and social organizations as under: i.Member of Finance Committee, KCC & I, Karachi in 1989, ii.Finance Secretary, Bankers Club, Karachi in 1989, iii.Vice President, Pak Swiss Cultural Association, Bern, Switzerland in 1991-92, iv.Director, Pak Swiss Chamber of Commerce, Zurich, Switzerland in 1992-93, v.Member of financial committee of "Central Anticorruption Committee" of GOP, where he conducted many inquiries of white collared financial corruption during the period of 94-96. Since retirement he entered into a teaching contract with a few Universities in Karachi as a Visiting Faculty Member where he used to teach Banking Law & Practice" and "Commercial Banking" to MBA students. His published work includes: Books i.Spiritualism Poetry of Shah Latif Bhittai, ii.Understanding Concepts of Commercial Banking, iii.Hala and Halas in Historical Perspective. Articles i.Anecdotes of Shah Latif Bhittai, ii.Anecdotes of Sachal Sarmast, iii.Uniqueness in the Poetry of Shah Bhittai, iv.Surs (Musical Tones) in Poetry of Shah Latif Bhittai, v.Seven Folk Chaste Women of Sindh vi.Journey to Lahut La Makan.