Mandy Ryan has two problems that are keeping her awake at night. How can Sheriff Tom Lennon be her “Significant Other” when he still lives in Juniper Flats and she lives somewhere else? And what can she do to fix the problem? The other issue disturbing her sleep is her enormous credit card debt from her year in the yurt. As a result, her current To Do List is troublesome: CURRENT TO DO LIST Go back to work at the library and start chipping away at the credit card debt. Hope for a solution to the Tom dilemma. Then she discovers her deceased friend Hannah has left her a fortune, solving one problem but creating another more dangerous one. When the wonderful windfall puts her daughter Cheryl in serious danger, Mandy’s priorities are forcibly reorganized. REVISED TO DO LIST Dodge Hannah’s greedy and angry nephew, Henry. Avoid nasty litigation. Protect daughter, Cheryl from serious and totally unexpected danger.