This book is intended to be an introduction to Indian banking and touches on almost every aspect, from the Indian financial system to contemporary issues and developments in the banking & finance industry. The book exhaustively covers the intricacies of financial intermediation, regulatory aspects governing the banking system. This book is an aid to understand the nuances of the operational aspects involved in banking. The developments in banking including the important areas of emerging technologies and ethics in banking have been dealt with in adequate detail. This book is designed to assist the bank employee, officers, managers, finance industry and for everybody interested in banking system.