Craig Palubiak is the founder of Optim Consulting Group, a management consulting firm that specializes in facilitating business and growth strategies. His clients range from small privately owned to Fortune 500 companies. Craig has been a business owner (two national firms) and a corporate executive with Enterprise Rent-A-Car where under his guidance commercial leasing became the first national division. He is a noted author, professional speaker and an adjunct professor. Steven Palubiak has been a financial advisor to clients throughout the nation. He is the founder of SGP Capital, a business-advisory firm that partners with financial professionals and their business owner clients. Steven is a mentor to several start-up companies and actively involved with numerous non-profit organizations. . He is an author and professional speaker that has been referenced in Inc. Magazine. He is a graduate of Missouri State University.