The author is a lifetime student of banking and money. In these pages he subjects both to critical explanation and appraisal based on reality and justice rather than on profit and greed. Banks and Money sets out, as no other book has ever done before, exactly how money comes into being in the present system. Gwynne also explains why - as few respected financial experts realise - the current means of money creation by the world-wide banking system is immoral and suicidal, though useful and even indispensable for bringing about the "New World Order". N. M. Gwynne is a graduate of Oxford University, and a retired Fellow of the British Institute of Chartered Accountants.After valuable experience at the leading financial and industrial conglomerate of its day, Slater Walker Securities Ltd., including being a director of its Australian subsidiary, he was the founder, chairman and chief executive of a successful international public company, Cork Investments Ltd. (later renamed Camden Park Estates Ltd.)