Edmund Benjamin-Addy was born in Accra, Ghana but, he hails from Apam in the central region of Ghana. Recently, he obtained his master’s degree in finance from the Methodist University College Ghana. Thereby, the conclusion of the saying ’Successful People Builds with the Bricks others Throw at Him’ has been his major motivation in life. First, the author worked as a resettlement assistant, in company with the Millennium Development Authority, a Ghana programme that works under the authority of the Millennium Challenge Account of the United States government. Afterwards, he has been working as a financial analyst for the Black Star Advisors. This is the writer’s first script. His interest in the banking sector motivated him to undertake a thorough study in this area.