After the completion of her apprenticeship as a Qualified Bank Officer, Hedwig Franziska Heerdt has obtained a Bachelor of Arts in International Management from the International School of Management in Dortmund. After gaining academical and professional experience in the UK, China and Mexico, she obtained a Master’s degree in International Finance from the University of Westminster in London. Her background in the financial service sector and her personal interest in ethics and sustainability motivated her to write this book. Today, she is working in the field of finance at a leading global logistics provider.