Haberman

Actuarial Models for Disability Insurance explores the actuarial structure of disability insurance, long-term care insurance, and critical illness coverage, including actuarial problems considered in the design and development of these insurances. Problems such as pricing and reserving are examined within the context of multiple state modeling, providing a vigorous and sound framework for analyzing person insurances. The book takes a general and mathematically sound approach, and offers an international perspective, discussing calculation methods used in various countries and reinterpreting them through the framework of multiple state modeling.