bob f. helman

You wonder, “How did this happen to you?”

How on earth did you manage to gather so much debt in your life and put yourself in such a financial mess anyhow? You had everything under control, or at least you thought you did. All of a sudden, you’re in a tight spot with your back into a corner, helpless and powerless that you can’t even think straight how to solve your money problems.

You can comfort yourself on the fact that no one ever plans to be neck-deep in debt. We all get caught unprepared with life’s major surprises and we’re all guilty of spending a bit more than what we earn from time to time, but no one ever intends not to have money at all to pay off harassing creditors.

You see, that’s the trouble with debt. It makes you think that you have enough money to spare for the unexpected life emergencies. It makes excuses for all your uncontrolled spending due to uncontrolled wants. That kind of thoughtless thinking is what makes you expect things to happen in a different way than what’s realistic.

This book will give financial advice to people who are in debt who do not understand how to manage their situation. This information is a guided step towards coping with the stress of debt and finding debt solutions so you can start lowering your debts right away and make progress towards financial health once again!