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This groundbreaking literary collaboration spearheaded by Dr. Constance Craig-Mason, MRFC(R) is set to change the financial landscape for BIPOC families and small business owners across the nation. ＂Money TALK＄ Vol III＂ is a remarkable book author by 24 accomplished, African American financial thought-leaders from across the world, each bringing their unique expertise to the table. This collective effort aims to ignite a spark of financial wisdom, empowerment, and lasting change within communities that have been historically underserved. The foreword is penned by Les Brown, one of the world’s renowned motivational speakers and voted one of the Top Five Outstanding Speakers Worldwide by Toastmasters International.

Financial literacy is a cornerstone of financial well-being, and this book is designed to break down complex financial concepts into digestible, actionable insights. ＂Money TALK＄ Vol III＂ is not just another finance book; it’s a movement, catalyst for change and one part of a two-part emergency savings tool kit aimed at breaking down barriers and promoting financial empowerment. It’s a call to action for BIPOC families and small business owners to take control of their financial future. Through a combination of accessible language, relatable stories, and practical advice, this book equips readers with the knowledge and tools they need to secure their financial future.

One of this book’s primary objectives is to help readers establish a ＄1,000 emergency savings fund, a goal that often eludes many households. According to a 2023 Bankrate statistic, a startling 57% of adult Americans are unprepared for a ＄1,000 financial emergency, making them vulnerable to unexpected crisis. ＂Money TALK＄ Vol III＂ offers practical, step-by-step guidance and a Paycheck Power BOOSTER(TM) Calculator to help individuals and families achieve this crucial financial milestone. Let’s BEAT these statistics together! Come along on this EPIC journey towards ＂the land of options＂, where the freedom to choose the lifestyle and legacy you want is attainable.

This book is perfect for readers with or without any previous knowledge of the financial concepts or tools described within these pages. The contributors chose a ＂tell you what you need to know＂ to quickly increase understanding and application of core foundational finance concepts, but not intended to be nor should it be construed as individualized or personal investment, insurance, tax nor legal advice. Please consult your own licensed, experienced financial professionals.

Compiled by: Dr. Constance Craig-Mason, MRFC(R)

Foreword by: Les Brown

Co-Authors:

Zinnia Adams, MBA, CFEI(R)

Cecilia R. Bailey, CFED(R)

Mia Bartee, MBA, RFC(R)

D. Cherelle Cohens, MBA

Dr. Constance Craig-Mason, MRFC(R)

Raquel Curtis, MBA

Robin R. Haynes, MBA, RFC(R)

Troy Holt, CFEI(R), RFC(R)

Stephanie Hopkins, BS, ACA, LTA