joan m. pierre

It is okay to go into debt from time to time. What we need to avoid though is falling into the debt trap!

When we allow our debts to pile up, soon they will spiral out of our control and before we know it we are swimming neck deep in debt. When we realize we are close to drowning, we borrow left and right in an attempt to cover up the debts. Before we know it, the due date for the new debt is up and we have another debt problem on the rise. Our debts have caught up with us and placed us in a situation where it is difficult to escape.

But, there are ways to escape the debt trap! It will be tricky because you will have to take on a plan working only with what you can afford to pay. It can also be lengthy, taking several years or so, depending on the amount piled up. It will most definitely be challenging because once you’ve escaped the debt trap you will have to follow a strict and demanding lifestyle to remain debt free.

This book is a comprehensive source on:

1.       Debt management - to help you get rid of small debts right away before they pile up, and
2.       Money management – to help you plan a budget and make smart money decisions.

The steps here will assist you in managing your debts right away so you don’t fall into the debt trap in order that you can live a debt free life for the rest of your life!