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How does a suddenly widowed 35-year old woman, with no job, no credit and no college education, successfully raise her seven children and still manage to retire debt-free at age sixty-two with money in the bank? A Certified Financial Planner professional, with extensive formal education in financial planning, author Larry Mathis, who was three when his father was shot and killed, credits much of his success to the lessons he learned on a daily basis from his mother. His emotionally charged, real-life stories about his family's personal and financial hardships offer hope to everyone facing similar challenges today.