Balwinder Marwaha

This book is a basic primer for young people on what they need to know to act responsibly with their finances. In this book, you’ll get the bare basics of financial education, including basic financial terms, how to make a budget, getting your own place, things to consider when getting a loan, and even how income taxes work.

Each one of these chapters can be fleshed out into its own book. What I wanted to focus on was just the essentials you need to know to avoid getting burned by your financial decisions. Unfortunately, many people never get a good grounding in financial basics and end up having to spend their young adulthood fixing problems they made just after moving out.

Take your time and study this material thoroughly. Your wallet will thank you.