Greg F. Lambert

There are many misconceptions about credit scores out there.  There are customers who believe that they don’t have a credit score and many customers who think that their credit scores just don’t really matter.

The truth is, of you have a bank account and bills, then you have a credit score, and your credit score matters more than you might think.  Your credit score may be called many things, including a credit risk rating, a FICO score, a credit rating, a FICO rating, or a credit risk score. All these terms refer to the same thing: the three-digit number that lets lenders get an idea of how likely you are to repay your bills.

Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some more exclusive types of apartment living, your credit score is checked.

Your credit score is based on your past financial responsibilities and past payments and credit, and it provides potential lenders with a quick snapshot of your current financial state and past repayment habits.

Customers sometimes come away with the idea that in order to boost their credit score, they have to pay money to a company or leave credit repair in the hands of so-called “experts.”  Nothing could be further from the truth.  It is perfectly possible to pay down debts and boost your credit on your own, with no expensive help whatsoever.

This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating. You will learn some of the following:

·         Avoid Common Credit Score Mistakes                          
·         Dealing with a Credit Score after a Big Problem
·         Dealing with Professional Credit Help                          
·         General Good Financial Habits Build Good Credit
·         Develop an Organized Strategy to Repair Your Credit
·         Student Credit Repair

Start reading and be prepared to start taking small but powerful steps that can have a dramatic impact on your financial life!