Gregory Niehaus

　　1.The organization has been changed to be more applicable for an introductory course while retaining the risk management framework that makes this book unique in the market.

　　2.Expanded topics include: basics of risk management; types of risk facing businesses and individuals; risk identification and measurement; loss control, enterprise risk management, and traditional commercial insurance contracts.

　　3.Updated Real-World boxes that include articles from journals and the business press to illustrate the concepts presented in the chapters.

　　4.Provides students with a conceptual framework for a) making risk management and insurance decisions to increase business value and individual welfare, b) understanding insurance contracts and institutional features of the insurance industry, and c) understanding the effects of and rationale for public policies that affect risk and its allocation.

　　5.Provides students with broad knowledge of business risk management and public policy issues, in order to better prepare students for their future roles as managers and citizens.

作者簡介

Scott Harrington

　　現職：University of South Carolina

Gregory Niehaus

　　現職：University of South Carolina

Ch 1 Risk and Its Management
Ch 2 Objectives of Risk Management
Ch 3 Risk Identification and Measurement
Ch 4 Pooling Arrangements and Diversification of Risk
Ch 5 Insurer Ownership, Financial, and Operational Structure
Ch 6 Insurance Regulation
Ch 7 Insolvencies, Solvency Ratings,and Solvency Regulation
Ch 8 Insurance Pricing
Ch 9 Risk Aversion and Risk Management by Individuals and Corporations
Ch10 Insurability of Risk, Contractual Provisions, and Legal Doctrines
Ch11 Loss Control
Ch12 Legal Liability for Injuries
Ch13 Automobile Insurance
Ch14 Homeowners Insurance
Ch15 Life Insurance and Annuities
Ch16 Employee Benefits: Overview and Group Medical Coverage
Ch17 Retirement Plans
Ch18 Workers' Compensation and Employee Injuries
Ch19 Social Security
Ch20 Risk Management and Shareholder Wealth
Ch21 Tax, Regulatory, and Accounting Factors Affecting Corporate Risk Management
Ch22 Risk Retention/Reduction Decisions
Ch23 Commercial Insurance Contracts
Ch24 Hedging Risk with Derivative Contracts
Ch25 Alternative Risk Transfer
Ch26 Analysis Tools used in Corporate Risk Management
Ch27 Enterprise Risk Management: A Case Study
Ch28 Corporate Liability to Customers, Third Parties, and Shareholders
Ch29 Issues in Liability Risk and It's Management