Holly Porter Johnson

The biggest obstacle standing between you and the life you truly want is debt, yet it’s hard to break the habit of using credit to fund short-term wants. Written by frugality and budgeting experts Greg and Holly Johnson, Zero Down Debt shows how anyone can build the life they want without being a slave to debt – or paying interest for the privilege. Learn how the right mindset can help you gain a new outlook on the trappings of consumerism. Study the basics of budgeting while exploring your own budgeting style. Then, find out how having a plan for your money is the only way to get what you really want out of life. Through a series of actionable items at the end of each chapter, readers will take small steps that yield huge results in their financial and personal lives.