M Zeeman

Start thinking differently about the money choices you make…or don’t make. Learn what to look for and what you can do to manage your money better.

In 8 chapters I cover everything I did to overhaul our personal finances and I share with you the small things, and the large things, that can ultimately make a huge difference to your personal wealth.

Chapter Breakdown

1: Never spend more money than you HAVE to...

Save money on your Bank Account / Save money by using your Credit Card sensibly / Consider the need for a garage card

2: Don’t accept policies, quotes and premiums and terms as they are...

Short Term Insurance is more than just the monthly premium / Don’t make Life Insurance an emotional decision / Don’t be defined by your Car / Get a benefit if you belong to a Benefit Scheme / Stop losing millions through your Home Loan

3: Have a Budget and do Financial Planning...

How to create a Basic Budget / Have a Financial Plan / Understanding your current financial position

4: Treat all your income EQUALLY...

Don’t be the inheritance cliché

5: Understand what you can REALLY afford...

The reality of Retail Accounts / Make changes that will help save you money

6: Take care of your future...

Why inflation matters to you / Start your Retirement Planning and Saving now / What can compound interest do for me? / Is Medical Aid a waste of money? / Get your Last Will and Testament in order /

7: Don’t separate Life and Finances...

Weddings and marriage / Having Children / Starting a Business with your pension or retirement savings

8: Don’t come undone when life just happens...

Some unexpected situations to consider / Know your financial position at all times / Get your affairs organised / Take responsibility for your ageing self