Mortgage Matrix

Kelly Rivas does a fantastic job in providing and easy-to-understand and comprehensive guideline to understanding what some call ＂The Mortgage Matrix＂.If you are one of the millions of Americans that are caught up in loosing your home, ballon payments, denied loan modifications and high interest rates, than look no further. This simple, yet powerful book will assist you through your loan modifications, short sale process and all your real estate transactions with ease and confidence.

Kelly Rivas a native of California prides herself on her superior customer service coupled with her expertise in the Real Estate and Mortgage Industry. With over 20 years of experience as a Realtor, Broker, Real estate Investor, and Mortgage Branch Manager with such skills that needs no embellishment, Kelly has proven to be a powerful force in the industry. Kelly finds her greatest satisfaction in meeting the needs of her clients in a friendly and professional manner. At the end of the day Kelly describes her role as a Broker as a people business, not a transaction. She strives to complete every transaction for her clients while obtaining the strictest compliance in accordance with RESPA guidelines. Kelly’s goal is not only to satisfy her customers, but to also educate them in the process!