Rich Patenaude

The Student Millionaire is a guide for young adults on how to make their first million dollars. Young adults are defined as teenagers and Millennials in their 20s.  The wealth-creating principles described in The Student Millionaire are timeless and universal and, thus, they apply to anyone at any age.  The author, who is past 60, applied these principles at this stage of his life to create his first million dollars in 12 months.  The author chooses to address this knowledge primarily to young adults because Millennials, born after 1982, represent the greatest potential for transformation of society and our world for good.  They cannot do this unless they are financially free to do so.  The Millennial Generation is rightfully disillusioned by society and the economy, as it exists.  The uncertainty of employment and careers, the cost of formal and higher education, the price of real estate, all contribute to a need to redefine what is of value.  Baby Boomers appreciate the value of money in our lives.  Millennials, on the other hand, have a healthy disdain for the pursuit of the almighty dollar, in and of itself.  That is why Chapter Two in the book discusses the purpose for being a millionaire: to be financially free to be the person you are meant to be, to live the life you were born to live, and to make the unique contribution to the world that only you can make.  Becoming a millionaire is a journey for anyone.  But it is not rocket science.  It is not an impossible dream.  The Student Millionaire sequences the simple steps required to accomplish that million-dollar goal.  The first critical step is Chapter One - The Decision to become a millionaire.  Once an individual firmly makes that decision, the rest depends on focus, an understanding of how the process unfolds, knowing how to navigate your way through that process, and believing in yourself.  It is the hope of the author that this book will unleash a new generation of millionaires, who will be financially empowered to find their true calling in life and leave this world a much better place than the one they found when they got here.