Smart Finance Guy

Smart Finance Guy’s Budget Guide – Running a personal & household budget

(Or Everything Your Daddy Never Told You About Budgeting)

Are you living a pay check to pay check life?  Are you struggling to get out of debt?  Can’t save money at a rate you think you should be?  Have you always wondered how to budget?  Are you a budgeter already but need help to improve?

The Smart Finance Guy’s Budget Guide answers all the questions you’ve been too afraid to ask – or didn’t even know you needed to.

Money sense is not something that you are taught in school and can be difficult for parents to share with their children.  Very often people go into the big wide world with limited ideas on how to manage their personal finances effectively and efficiently.  They then stumble around to find a workable method, making mistakes and losing time (& money) on the way.

The Smart Finance Guy’s guides aim to give you action-oriented steps to develop your money sense.  They break items of personal finance into bite-sized chucks so you can focus on the areas most relevant to you.  All guides are written concisely to minimise the amount of time you need to dedicate to them.  If you are looking for all the answers in once place – the Smart Finance Guy’s guides are the place to head.

The budget guide will help you get your finances in order. 

The budget guide follows a five step approach, where you are walked through each part of a simple process.  Each chapter summarises exact steps to be taken to get your budget in order in the form of action summaries.

Chapter breakdown
1. Basic Approach
2. Step 1 – Create a Budget Document
3. Step 2 - Selecting Categories
4. Saving – Introducing Saving Buckets
5. Step 3 – Draft your budget
6. Step 4 – Balancing your budget
7. Step 5 – Track & Analyse
8. Repeat
9. Using Saving Buckets
10. Taking it to the next level
11. Tips

This guide is brought to you by SmartFinanceGuy.com the website which aims to teach you to keep your personal finance simple but smart for you.