Suzanne Kleinberg

Are You Really Richer Than You Think?
CLUELESS ABOUT YOUR MONEY?
NEW FINANCIAL LITERACY GUIDE CAN HELP!

We all know the old adage “a penny saved is a penny earned.” But did you know that:
• Canadian bachelor’s degree graduates are leaving school with an average of $19,800 in debt?
• 41% of Canadians are not aware of the interest rate of their credit cards?
• The average Canadian household owes more than its take-home pay?

With Canadians of all ages, backgrounds and income levels taking on record levels of personal debt, it’s increasingly apparent that financial literacy is not a top-priority for most families.
Enter It’s All About the Elizabeth’s: A Financial Management Guide for Canadian Teens. An in-depth, comprehensive look at budgeting, salary vs. take-home pay and the ever-popular credit card, the latest instructional title from Toronto career coach Suzanne Kleinberg is a crash course in financial literacy for Canada’s debt-addled youth.
Praised by teachers, parents and finance professionals alike for its enlightening, no-nonsense approach to money management, It’s All About the Elizabeth’s decodes the impact of taxes, how they vary in each province and territory and the true cost of living in today’s Canada.
“Almost one-third of teens are already carrying debt with no ability or concept of repayment,” states Kleinberg. “Schools and parents haven’t taught these skills. It’s All About the Elizabeth’s is not just relevant for them, but for anyone looking to take control of their finances – and life.”
Tackling the issues that most affect the newest generation of Canadian spendthrifts, It’s All About the Elizabeth’s addresses:
• How to create a realistic budget that you can stick to and not be scared of
• When to use cash, debit, credit – or none of them at all
• Avoiding fraud, identity theft, bad credit scores and high interest rates
• Selecting the best bank for yourself and your financial goals
• Turning small savings into big potential
• The who, what, where, when and how of paycheque deductions
• Knowing your rights as a consumer