Sylvia M. Gutiérrez

The Only Guide You Need to the Mortgage Loan Process

If you’re like most people, getting a mortgage can seem like a confusing, overwhelming, and frustrating process. You have lots of questions and need guidance in selecting the best options to fit your financial goals. Imagine if you had a close friend who could share with you all the answers without adding sales pressure or making you feel intimidated—a trustworthy and unbiased adviser by your side.

In Mortgage Matters: Demystifying the Loan Approval Maze, seasoned residential mortgage loan officer Sylvia M. Gutiérrez walks you step-by-step through the lending process, providing tools and tips, in language you can understand, that will empower you to:

•Reduce anxiety over the unknown
•Expedite your loan decision
•Ensure your credit report is accurate
•Get the very best loan terms for your situation
•Minimize your interest costs over the life of your loan
•Decode “mortgage speak” throughout the entire process
•Understand how new mortgage laws and financial reform affect you

This mortgage book explains the thoughts behind lender’s questions, illustrates the implications of your answers, and provides an easy-to-follow blueprint of the mortgage application process. You’ll learn how to demonstrate you’re a capable borrower, and ultimately keep the process moving forward by having the right expectations. Being educated before you begin the loan application process will make your lending experience a much more pleasant one.